Medicare Utilization Guidelines

Medicare can be utilized by people 65 years old and older, and people with some disabilities, according to the Centers for Medicare and Medicaid Services (CMS). People of any age with end-stage renal disease may utilize Medicare.

Part A Hospital Insurance

• Premiums are rarely paid for by Medicare Part A insurance, according to the CMS. This insurance was paid for by the recipient or her spouse's payroll taxes. Part A insurance may be used for inpatient hospital care and hospice care.

Part B Medical Insurance

• Medicare Part B can be used to help pay for outpatient medical services, according to the CMS. Examples of this treatment include doctors' visits, some home health care and physical therapy. Most recipients pay a premium every month for this coverage.

Prescriptions

• The type of prescription coverage Medicare recipients receive varies from patient to patient, according to the CMS. Private companies supply this drug coverage, and beneficiaries pay a monthly premium.