What Is Medicare Plus Blue?

Medicare Plus Blue is a Medicare Advantage Program available to Michigan residents who are eligible for Medicare coverage. It combines several programs and provides flexibility for insured individuals, according to Blue Cross Blue Shield of Michigan.

Rationale Behind the New Product

• According to a Blue Cross Blue Shield of Michigan press release, the new preferred provider option (PPO) replaces two private fee for services (PFFS) options, which “were most negatively affected” by funding cuts.

Flexibility

• Medicare Plus Blue PPO allows members to choose any doctor or hospital that accepts the PPO card.

Premiums

• According to the pre-enrollment package, monthly premiums vary, based on location, and range from $61 to $141 per month.

Limitations

• Limits and co-pays apply to preventative, dental, Medicare Part D prescription, physician and physical exam coverage.

Eligibility

• Medicare Plus Blue PPO is not an option for State of Michigan retirees, as those individuals are covered by a state health plan PPO, according to the State of Michigan. Individuals who were enrolled in Medicare Parts C and D in October 2009 were notified by letter of their eligibility.