|  | Healthcare Industry | Medicare

10 Best Medicare Supplements in Florida

Florida Medicare Supplements, commonly known as Medigap, are private health insurance plans designed to cover the "gap" between the total amount charged and the amount reimbursed by Medicare. The plans are offered as private supplements and sold to Medicare beneficiaries in Florida and throughout the United States who are enrolled in Medicare Part A and B. In Florida there are 12 Medicare Supplement Insurance Plans to choose from; 10 of these plans are Plans A, B, C, D, E, F, G, H, I and J.

  1. Medicare Supplement Plan A

    • Medicare Plan A covers only the basic benefits: hospital coinsurance, blood deductible coverage, 365 additional days of hospitalization coverage and Part B coinsurance (20 percent of outpatient expenses).

    Medicare Supplement Plan B

    • Medicare Plan B covers the basic benefits (hospital coinsurance, blood deductible coverage, 365 additional days of hospitalization coverage and Part B coinsurance) and Skilled Nursing coinsurance.

    Medicare Supplement Plan C

    • Medicare Plan C covers the entire amount of what Medicare approves up to that approved payment amount. This plan also covers the basic benefits, but also includes skilled nursing coinsurance, Part A and B deductible and foreign travel.

    Medicare Supplement Plan D

    • Medicare Plan D provides coverage for high-risk areas not covered by Medicare. This plan covers the basic benefits, skilled nursing coinsurance, at-home recovery, foreign travel and Part A deductible.

    Medicare Supplement Plan E

    • Medicare Plan E is recommended only under rare conditions. Although this plan covers a large number of the major gaps not covered by Medicare Insurance, it lacks coverage in other areas. Plan E includes the basic benefits, preventive care, Part A deductible, skilled nursing coinsurance and foreign travel.

    Medicare Supplement Plan F

    • Medicare Plan F is owned by most supplemental plan recipients because it covers everything Medicare Insurance doesn't cover, if the charges are approved by Medicare. The plan includes Part A and B deductible, Part B excess, foreign travel, skilled nursing coinsurance and the basic benefits.

    Medicare Supplement Plan G

    • Although most of the big expenses approved by Medicare are covered, if the calendar year deductible is not met, Medicare Plan G requires the recipient to pay any gaps left by Medicare Part A and Part B. This plan covers at-home recovery, foreign travel, Part A deductible, skilled nursing coinsurance and Part B excess (80 percent).

    Medicare Supplement Plan H

    • Medicare Plan H is similar to Plan C because it also covers most of what Medicare Insurance doesn't, as long as it is approved by Medicare. Part A deductible, foreign travel, skilled nursing coinsurance and basic benefits are covered by Plan H.

    Medicare Supplement Plan I

    • Plan I covers all major gaps left by Medicare Insurance except Part B deductible and Preventive Care. Plan I includes basic benefits, at-home recovery, foreign travel, Part A deductible and skilled nursing coinsurance.

    Medicare Supplement Plan J

    • Medicare Plan J covers all gaps left by Medicare Insurance 100 percent and is considered the most comprehensive of all plans. This plan covers preventive care, at-home recovery, Part B excess, Part A and B deductible, skilled nursing coinsurance and basic benefits.

Medicare - Related Articles