How to Pick a Medicare Part D Plan Online

You or someone you love may have a Medicare plan without prescription drug coverage. Medicare Part D provides insurance coverage for prescription drugs, and you obtain a Medicare Part D plan by enrolling with a Medicare-approved insurance company or private company. You have a short window of opportunity to enroll in prescription drug coverage during the eligibility period. Shop for the best online deal offering low premiums and low out-of-pocket expenses that cover all the types of prescription medication you take. Before choosing a prescription plan, review how the plan may effect other types of Medicare plan coverage you have.

Things You'll Need

• Prescription medication

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Instructions

• 1

  Compare prescription plans through websites that offer Medicare Part D coverage. Visit the Medicare site directly at medicare.gov and click "Health and Drug Plans" to enroll in a plan.

• 2

  Follow the instructions on comparing plans. Enter the required information, such as your zip code, to find appropriate plans offered in your area. Answer the appropriate questions regarding whether you have financial assistance to pay for your prescription drugs.

• 3

  List all the types of medication you are taking. Provide the name, dosage, quantity and how often you take the medication. Review the list of medications you entered to ensure it is the correct information.

• 4

  Choose a pharmacy within your area from the list of names and addresses. You can also add local pharmacies to the list. By selecting a pharmacy at this stage, you may limit the plan options that are available. You can skip selecting a pharmacy at this point and choose one later based on the type of plan you want.

• 5

  Select the option that allows you to browse prescription drug plans. Scroll through the list of plans that show the charges for each plan that cover the prescription drugs you are taking. Decide on a prescription plan based on affordable premiums and copays. If you are not taking any prescription medication, take the plan that offers the lowest premium with appropriate coverage.