What kind of liability insurance does a nurse staffing agency need?

Professional Liability Insurance also called Errors and Omissions Insurance (E&O) protects nurse staffing agencies from claims of providing services that resulted in personal injury or damage. It covers legal costs, damages and settlements.

General Liability Insurance protects against claims of bodily injury, property damage and advertising injury that stem from the operations of the nurse staffing agency.

Workers Compensation Insurance protects nurse staffing agencies from lawsuits filed by nurses related to work injuries. It may also cover lost wages and medical costs.

Commercial Auto Insurance protects the nurse staffing agency from claims of property damage or bodily injury resulting from the use of company vehicles.

Cybersecurity Liability Insurance protects the nurse staffing agency against liability for data breaches or other cyber-related incidents.

Employment Practices Liability Insurance (EPLI) provides coverage for employment practices claims, such as discrimination, wrongful termination, and sexual harassment.

Fiduciary Liability Insurance protects the nurse staffing agency from legal liability for the management of employee benefit plans.

Renter’s or Commercial Property Insurance protects the agency’s building and the assets inside.

Umbrella Insurance provides additional coverage beyond an agency’s standard liability policies, such as when a payout exceeds the limits of the primary policies.