What should am going to do on my house before living in the nursing so that state can not get it I sell son?

To protect your house from being claimed by the state when you move to a nursing home, there are several steps you can take:

1. Create a Living Trust:

- Transfer ownership of your house to a living trust. A living trust is a legal entity that holds assets for the benefit of a beneficiary, usually yourself or your loved ones. By transferring your house to the trust, you retain control during your lifetime, and upon your passing or move to a nursing home, the assets in the trust, including your house, will be distributed according to your wishes.

2. Transfer Ownership to a Joint Owner:

- If you have a spouse, partner, or trusted family member, consider adding them as a joint owner of your house. This means that if you move to a nursing home and cannot manage your finances or make decisions, the joint owner will have the authority to handle matters related to the property.

3. Purchase Long-Term Care Insurance:

- Long-term care insurance can help cover the costs of nursing home care, assisted living, or home healthcare services. By having this insurance, you reduce the risk of depleting your assets and the state having to step in to provide for your care.

4. Medicaid Planning:

- If you anticipate requiring long-term care and may need to apply for Medicaid assistance, it's essential to engage in Medicaid planning. Medicaid has strict asset limits, so working with an elder law attorney to structure your finances and assets appropriately can help you preserve your house.

5. Gift Your House:

- Gifting your house to a loved one or a trust before you move to a nursing home can protect it from being claimed by the state. However, be aware of any gift tax implications and the potential impact on Medicaid eligibility.

6. Life Estate:

- You can create a life estate, which allows you to retain the use and possession of your house during your lifetime while transferring the ownership to another person or entity. This can help ensure your residency, but be mindful of potential consequences for Medicaid eligibility.

7. Consult an Elder Law Attorney:

- Elder law attorneys specialize in legal issues related to aging and can provide personalized advice tailored to your situation. They can assist you in exploring various options and developing strategies to protect your assets, including your house.

Remember that each situation is unique, and it's crucial to consult with an experienced elder law attorney to determine the best course of action for your circumstances and state-specific laws.