If I add my mothers name to real estate property with a quit claim deed and she incurrs gigantic hospital bill can the take pay off debt?

Adding your mother's name to your real estate property as a co-owner with a quit claim deed does not change the creditors who can claim against the property. Since she is now joint owner of the property, by virtue of the quit claim deed, the property could be subject to her own debts and financial liabilities, including any unpaid hospital bills.

Generally, quit claim deeds are used to transfer full ownership rights from one person to another, and they convey whatever interest the grantor has in the property. However, they do not guarantee clear title or protect against existing liens or encumbrances on the property.

If your mother incurs substantial hospital bills and becomes unable to pay, her creditors or the hospital may seek to place a legal claim on her real estate property, including the portion that you co-own. This can lead to legal proceedings and, in certain circumstances, the property could potentially be sold to settle her outstanding debt.

To avoid this scenario, it is advisable to understand the financial implications of adding another individual to the title of your property. Consider consulting with a legal professional before proceeding with adding your mother's name to the deed, as they can evaluate your specific situation and advise on potential risks and alternative solutions to ensure the protection of your assets.