SSI & a Mental Disability

Supplemental Security Income, or SSI, provides monthly income for those who cannot work due to a disability such as depression, bipolar disorder or other mental disorders. You must meet strict eligibility criteria to qualify.

Eligibility Criteria

• To qualify for SSI, you must be unable to work for at least one year due to a disability. Both physical and mental disabilities may qualify you for SSI. You must also have limited income and resources.

Income Guidelines

• In general, if you have more than $674 per month in income (as of 2010), you will not qualify for SSI. However, Social Security does not count some types of income and deducts certain expenses when determining eligibility. The best way to find out if you qualify for SSI for a mental disability is to apply.

Amount You Can Receive

• As of 2010, the federal SSI benefit for an individual is a maximum of $674 per month. Some states pay an additional benefit to SSI recipients. If you have any income, your total benefit amount may be reduced.

Medicare and Medicaid

• People who receive SSI usually qualify for Medicaid, which helps pay medical bills. After you have received SSI for two years for a mental disability, you will also qualify for Medicare.

Applying for SSI

• Visit your local Social Security office to apply for SSI for a mental disability. You can also call 800-772-1213 to begin your application.