Hows does a beneficiary go about collecting after the death of insured?

1. Obtain certified copies of the deceased's death certificate.

These will be needed to file the insurance claim. You can get certified copies from the funeral home or the vital records office in the county where the death occurred.

2. Contact the insurance company.

Provide them with the deceased's name, policy number, and date of death. You will also need to provide the name of the beneficiary and their contact information.

3. File a claim form.

The insurance company will provide you with a claim form to complete. This form will typically require information about the deceased, the policy, the beneficiary, and the cause of death. You will also need to attach the certified copies of the death certificate to the claim form.

4. Submit the claim form and supporting documents.

Send them to the insurance company. The insurance company will review the claim and determine whether it is valid.

5. Receive the claim payout.

If the claim is approved, the insurance company will send the claim payout to the beneficiary. The payout amount will be based on the terms of the insurance policy.

Here are some additional tips for collecting life insurance benefits:

* If the deceased had multiple life insurance policies, you will need to file a separate claim form for each policy.

* If the deceased was employed, you may also be eligible for life insurance benefits through the employer's group life insurance plan.

* If the deceased was a veteran, you may be eligible for life insurance benefits through the U.S. Department of Veterans Affairs (VA).

* You may want to consider hiring a life insurance attorney to help you file the insurance claim. An attorney can help you ensure that you complete all of the necessary forms correctly and that you receive the full amount of benefits that you are entitled to.