What is mean by personal accident insurance?

Personal accident insurance provides financial coverage for accidental bodily injuries, disability, or death resulting from an accident. It is designed to protect individuals against the financial burden of medical expenses, loss of income, and other costs resulting from an accident. Personal accident insurance policies typically cover a wide range of accidents, such as workplace accidents, motor vehicle accidents, public transportation accidents, sports injuries, and other unforeseen events. Coverage may include compensation for medical expenses, temporary or permanent disability benefits, compensation for lost wages, coverage for accidental death or dismemberment, and funeral expenses. Some policies also offer optional coverage, such as coverage for medical evacuation, rehabilitation expenses, and child care expenses. It's important to note that the specific terms, coverage limits, and conditions of personal accident insurance policies can vary depending on the insurance company and the individual's needs and preferences.