Is cataract consider a preexisting condition?

Yes, cataract is generally considered a pre-existing condition.

Cataracts are a common age-related eye condition in which the natural lens of the eye becomes cloudy, leading to blurred or distorted vision. Since cataracts typically develop gradually over time and are associated with aging, they are often considered a pre-existing condition by insurance companies.

When applying for health insurance, individuals may be asked about their medical history and any pre-existing conditions. Cataracts, if present, would need to be disclosed as a pre-existing condition. The insurance company may then assess the individual's risk based on the severity and progression of the cataracts, as well as other factors, when determining coverage and any potential impact on premiums.

It's important to note that the specific terms and conditions regarding pre-existing conditions may vary among different insurance companies and policies. It is always advisable to consult with your insurance provider or agent to obtain accurate and up-to-date information regarding coverage for pre-existing conditions, including cataracts.