Why insurance cover circumcision?
Insurance coverage for circumcision varies depending on the specific insurance plan and the country or region where the insurance is provided. In some cases, circumcision may be covered as part of routine newborn care, while in other cases it may not be covered at all.
In the United States, for example, many private health insurance plans cover circumcision as part of newborn care. This is because circumcision is considered a medically necessary procedure for male infants, as it can prevent certain medical complications such as urinary tract infections and penile cancer. However, some insurance plans may have certain restrictions or limitations on coverage for circumcision, such as requiring a referral from a doctor or only covering the procedure if it is performed within a certain time period after birth.
In some other countries, such as Canada and the United Kingdom, circumcision is not routinely covered by public health insurance. However, private health insurance plans may offer coverage for circumcision as an optional add-on or rider.
It is important to check with your insurance provider to determine if circumcision is covered under your plan and what the specific terms and conditions of coverage are. If circumcision is not covered by your insurance, you may be able to pay for the procedure out-of-pocket or use a medical savings account (MSA) or health savings account (HSA) to cover the costs.