How to Finance Post-Weight Loss Reconstructive Surgery

When you've lost a lot of weight, you tend to have a lot of loose skin, especially if you lost the weight quickly. You'll see this in the stomach area as well as the arms and thighs. Plastic surgery after weight loss can help fix this, but it can be quite costly. If you don't have the money, you should try to finance post-weight loss reconstructive surgery. This allows you to get the medical attention that you need in an affordable manner.

Instructions

• 1

  Ask your insurance company if they cover body contouring after weight loss. While it might seem that post-weight loss reconstructive surgery is a cosmetic issue, you can get yeast infections in the folds of skin. Some insurance companies will cover a procedure to get rid of a stomach overhang, sometimes called an "apron."

• 2

  Talk to the plastic surgeon's office about financing. Some plastic-surgery clinics offer in-house financing for plastic surgery. If they don't, they might be able to refer you to a company that does.

• 3

  Establish a health savings account through your employer. A health savings account, or HSA, allows you to save pre-tax dollars for use in medical expenses. While it doesn't cover elective plastic surgery, you might be able to use it if your doctor recommends surgery to remove your extra skin for medical reasons and your insurance doesn't cover it. Be sure to ask ahead of time if your HSA allows this before you start saving.

• 4

  Take out a personal loan from your bank. If you have good credit, you might be able to get a loan from the bank. Your bank agent will be able to tell you if this is an option for you.

• 5

  Use credit cards to finance post-weight loss reconstructive surgery. As a last resort, you can consider using a credit card to finance body contouring after weight loss. Be aware, though, that the interest rates on credit cards are often high and if you are only making minimum payments, your surgery becomes a lot more expensive than its original cost.