How can I get lasik surgery broke and my insurance job doesnt cover it. What other options do have?
There are several ways to get LASIK surgery if you are broke and your insurance doesn't cover it. Here are a few options to consider:
1. LASIK Financing: Many LASIK clinics offer financing options to make the procedure more affordable. This allows you to spread out the cost of your surgery over a period of time, typically with low monthly payments.
2. Flexible Spending Account (FSA) or Health Savings Account (HSA): If you have an FSA or HSA, you can use these tax-advantaged accounts to pay for LASIK surgery. These accounts allow you to set aside pre-tax money for eligible medical expenses.
3. Medical Credit Card: Some credit cards offer special financing for medical procedures, including LASIK surgery. These cards may offer low interest rates and extended repayment periods, making it easier to manage the cost of your procedure.
4. Personal Loan: You can also consider taking out a personal loan from a bank or credit union to cover the cost of LASIK surgery. Be sure to compare interest rates and terms from different lenders before choosing a loan.
5. Look for LASIK Discounts: Some LASIK clinics offer discounts for certain groups of people, such as military members, students, and seniors. It's worth inquiring about any available discounts or promotions to reduce the cost of surgery.
6. Consider a Lower-Cost LASIK Procedure: There are different types of LASIK procedures, and some may be more affordable than others. Discuss your options with your eye surgeon to find the most cost-effective procedure that meets your needs.
7. Save Up for LASIK Surgery: If you can afford it, consider saving up for LASIK surgery over time. This will allow you to pay for the procedure in full and avoid the need for financing or loans.
Remember that LASIK surgery is an elective procedure, so it's important to carefully consider your financial situation before moving forward. Be sure to discuss your options with your eye surgeon and choose the best course of action that fits your budget and individual needs.
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